Is Travel Insurance Worth It?
Yes, when your trip gets cancelled.
When plans are cut short by unexpected events, travel insurance can help reimburse
prepaid, non-refundable trip costs.
Yes, when you need care abroad.
If a medical emergency happens during your travels, travel insurance can cover treatment
and, if needed, coordinate evacuation.
Yes, when your bags go missing.
When luggage is delayed, lost, or stolen, travel insurance can help replace essentials so your trip can stay on track.
We've Launched
New Travel Protection Plans
AXA's newly launched Explorer plans offer updated benefits and additional options to help support your travel experience.
Learn more about the new plans below.
Travel Protection Plans
The North America Explorer Travel Protection Plan offers medical coverage and optional pet benefits to help you manage unexpected events while traveling domestically.
Explorer Standard
A great option for :
International Travel
Most Vacations
Explorer Select
A great option for :
Cruise
Family Trips
Explorer Elite
A great option for :
High-End Vacations
Senior Travelers
- Explorer Standard
Haven't found the perfect offer for your next trip?
North America Explorer
A great option for :
Domestic Travel
Trip with Pets
Road Trips
Explorer OnTrip
A great option for :
Last-Minute Trips
Same-Day Travel
AXA Travel Insurance Benefits
AXA Travel Insurance delivers travel protection options and travel assistance services designed to support real travelers’ needs.
Trip Cancellation
This benefit provides reimbursement for prepaid, non-refundable trip costs if you cancel before departure for a covered reason such as illness or severe weather.
Medical Travel Benefit
If you get sick or injured while traveling, we cover eligible medical expenses and arrange emergency evacuation or repatriation if you need to return home safely.
Emergency Evacuation
If a physician confirms evacuation is necessary, we arrange transport to the nearest appropriate medical facility or back home.
Cancel For Any Reason
Our optional add-on may reimburse up to 75% of prepaid, non refundable trip costs if you decide not to travel for reasons outside standard coverage.
Baggage Loss
If your baggage or personal items are lost, stolen, or damaged, we help reimburse their value up to your plan limits.
Trip Interruption
AXA helps by reimbursing unused, non-refundable trip costs if you need to cut your trip short for a covered reason, such as illness or a family emergency.
Recognized for Excellence in Travel Protection
We’ve continued to earn trust and recognition. In Forbes Advisor’s 2025 review of travel insurance options, one of AXA’s Travel Protection plans was named among the highest-rated plans, reflecting our reliability and commitment to traveler satisfaction.
Why Choose AXA Travel Insurance
AXA Travel Insurance combines global reach, responsive support, and flexible coverage options to help protect your journeys with reliability trusted by millions of travelers worldwide.
We are with you everywhere
With over 8,000 employees and a network of 30,000 medical providers, we manage more than 8 million assistance cases every year. Our global reach means we can arrange care or guide you through a claim whenever and wherever you need help.
We protect what matters most
Since 1959, we have been here to protect what matters when it matters, with travel insurance designed to support you through both everyday disruptions and urgent emergencies.
We lead with people
When you reach out to us, you connect with people who care - 24/7. Our advisors bring compassion, expertise, and a can-do attitude to every situation, because protecting travelers is at the heart of what we do.
They share their story
“The accident that caused such a horribly anxious time for our family would have been exponentially worse if not for the great care and professionalism showed to us by all of the AXA personnel. We appreciate you guys so very much.”
Traveler with AXA Travel Insurance
AXA, protecting travelers worldwide, backed by one of the world’s largest insurers.
Travel Resources
Plans benefits
Plan for the unexpected with our travel protection plans. Benefits can include Trip Cancellation, Emergency Medical coverage, Emergency Medical Evacuation, and Baggage Delay to help support you during your trip.
Read moreDestinations
Want more information on the destination you are traveling to? Learn about how travel insurance can help you on your next adventure based on your destination.
Read moreTravel resources
Get travel tips and advice for your next vacation. Discover insights on popular destinations, local customs, and learn more about how travel insurance can protect your trip.
Read moreOne Portal For Your Travel Needs
Stay connected and supported with My Trip Companion.
Get real-time travel alerts, schedule a telehealth visit, and file a claim directly on your mobile device.
start your coverageFrequently Asked Questions
We've put together a list of questions that we hear most often from travelers.
What is Travel Insurance?
Travel insurance helps protect you from unexpected problems that can happen before or during a trip. It can cover medical emergencies abroad, trip cancellations, delays, or lost baggage. Some plans also include personal liability, which protects you if you accidentally cause damage or injury. You also have access to worldwide assistance that is available 24 hours a day, 7 days a week. That means wherever you go, there is always someone ready to help, so you can travel with confidence and focus on enjoying your journey. Learn more about Travel Insurance.
How do I choose the right plan for my trip?
Consider your destination, trip length, activities, and any pre-existing medical conditions. International or adventure travel may require higher medical and evacuation limits. AXA offers a range of coverage options so you can choose a plan that truly matches your trip and gives you the right level of confidence while traveling. Compare our plans.
How much does Travel Insurance cost?
At AXA, we offer travel plans to ensure you are getting the necessary coverage for your trip. The cost of travel insurance varies from carrier to carrier. The price of travel insurance depends on several things, such as your age, the destination, the length of your trip, the coverage you select, and any pre-existing medical conditions. Learn what some of these factors are.
Can I get coverage for pre-existing medical conditions?
Yes, certain AXA plans include coverage for pre-existing medical conditions if eligibility rules are met. This usually requires purchasing your travel insurance within a set period after your initial trip deposit. When eligible, a waiver ensures your medical history does not prevent you from being protected. Learn more.
How do I file a claim?
Filing a claim with AXA is simple. You can start online, by phone, or by email. Our claims team will guide you step by step so that all required documents are complete. This helps speed up the process and avoids delays. Most claims are reviewed and processed quickly, and you can track your progress online or receive updates directly from our specialists. We understand that claims are usually made during stressful times, which is why our goal is to handle them as smoothly as possible. With AXA, you can count on clear communication and reliable support.
Will AXA provide assistance while I’m traveling?
Yes, AXA provides 24-hour worldwide assistance to support you anywhere you go. Our multilingual team can arrange medical treatment, coordinate emergency evacuations, help replace a lost passport, or make changes to your travel plans. Whether you face a sudden illness, a travel delay, or a lost item, our assistance team is always just a phone call away. Travelers trust AXA because of our strong global network and quick response. With us by your side, you are never left alone to deal with problems during your trip.
What does Travel Insurance cover on a cruise?
Cruises are exciting, but they also come with risks that regular health insurance may not cover. Travel insurance for cruises can pay for onboard medical treatment, emergency evacuation to a hospital on land, missed connections, or trip interruptions. It may also cover lost or stolen belongings at sea. If you’re new to cruising or want to better understand your options, learn more about our Cruise Travel Insurance.
Does Travel Insurance have COVID benefits?
At AXA Travel Insurance, we recognize that the outbreak has created unprecedented challenges for travelers and have sought to offer coverage that is relevant and useful in the current context. One of the most significant changes that we have made is to include COVID coverage in many of our policies. Learn more
Travel Assistance Wherever, Whenever
Travel with confidence knowing AXA Travel Insurance is there to support you along the way. With decades of experience in travel assistance, AXA Travel Insurance helps travelers feel supported wherever they go. Licensed travel representatives are available 24/7 to assist with medical coordination, trip concerns, or any questions about your plan.