What is Trip Delay?

Whether you are on your way to or from your destination, AXA Travel Protection can reimburse you for covered trip delay expenses based on one of our offered plans. This coverage is applicable if you experience a delay due to inclement weather, traffic accidents, stolen identification documents, strikes, and many other reasons. 

Do I Need Trip Delay Coverage?

Whether you need trip delay coverage or not depends on your circumstances. Trip Delay is a wise decision because it offers coverage if a delay occurs during your travels.

Trip Delay Benefits

Understanding Covered Trip Delay Expenses 

Our plans encompass various expenses you might incur due to a trip delay: 

Unused Accommodations: We can cover the costs if you have prepaid for accommodations you cannot use due to the delay. 

Reasonable Expenses: We understand that delays can lead to unexpected costs. We may cover any reasonable expenses you incur due to the delay, such as meals, local transportation, lodging, and essential phone calls. 

Getting Back on Track: We will help you catch up with your trip by covering the cost of an Economy Fare from the point where your trip was interrupted to a destination where you can rejoin your planned journey. 

Return Journey:  If your delay results in you needing to return to your originally scheduled return destination, we can cover the cost of a one-way Economy Fare. 

Special Provision for Pets - (Exclusive to Platinum Protection Plan) 

We care about your furry companions, too. If you have entrusted your pet to a kennel during your trip and your delay prevents you from picking them up on the previously agreed day, we will step in. 

AXA Travel Protection will cover additional kennel fees up to the maximum benefit shown on your schedule of benefits section in your AXA Travel Protection plan. 

What warrants a Trip Delay?

If you are en route to or from the trip and it becomes delayed for twelve (12) or more hours due to:
•    Common carrier delay
•    Severe weather
•    Traffic delay due to an accident in which you are not involved
•    Lost or stolen passports, travel documents, money
•    Quarantine
•    Hijacking
•    Unannounced strike 
•    Natural disaster 
•    Civil commotion or riot
•    Road closure by state police, state officials, or other government authority

Is Trip Delay coverage necessary?

Are you worried about unexpected trip delays ruining your travel plans? With our Trip Delay coverage, you can rest easy knowing you're protected against delays caused by unforeseeable events like inclement weather, stolen travel documents, or strikes. This coverage can reimburse you for additional expenses like accommodations, meals, and transportation so you can focus on enjoying your trip instead of worrying about the unexpected.