Traveling internationally can be a wonderful experience, full of excitement and adventure. However, sometimes things don't always go according to plan, and unexpected situations can arise. With AXA's international travel protection plans, you can travel with confidence, knowing that you're covered for a variety of situations. Whether you're exploring new cultures, embarking on an adventure tour, or simply relaxing on a beach, international travel insurance is a smart investment for anyone traveling outside of their home country. 

Is travel insurance necessary for international travel? 

Purchasing travel insurance for international trips is a wise decision that ensures you are covered against the unexpected. Here are some common benefits of having 
travel insurance for international travel: 

• Trip Cancellation and Interruption: If your trip is canceled or interrupted due to eligible unforeseen circumstances such as a natural disaster, illness, or death in the family, travel insurance can help provide reimbursement for non-refundable expenses such as flights, hotels, and tours. 
• Medical Emergencies: If you get sick or injured during your International trip, travel insurance can help cover medical expenses such as hospitalization, emergency medical evacuation, and repatriation. 
• Travel Delays: If your flight is delayed or canceled, travel insurance can help reimburse for expenses such as meals, accommodations, and transportation until you are able to reach your destination. 
• Lost or Stolen Luggage: If your luggage is lost, stolen, or damaged during your International trip, travel insurance can help provide reimbursement for the value of your belongings. 

Vacation Story 

Nathan had always dreamed of exploring the stunning beaches and vibrant culture of Thailand. He meticulously planned his itinerary, packed his bags, and set out on his international adventure. As he was exploring a bustling market, Nathan suddenly discovered that his passport and wallet had been stolen. Feeling stranded and alone in a foreign country, Nathan quickly contacted emergency services for assistance. The insurance company helped him replace his passport and secure emergency funds to cover his expenses until he received his new credit cards. They also offered him guidance on how to file a police report and provided translation services to assist him in communicating with local authorities. 

International Medical Care and Medical Repatriation 

When traveling outside your home country, you may find that your health insurance isn’t accepted. Most U.S. medical insurance won’t work outside of the States, and Medicare provides very little non-U.S. coverage. It’s also important to consider emergency evacuation and medical repatriation — your trip home for medical reasons, once you are well enough to travel. 

According to the U.S. Department of State, “Some health insurance companies pay for ‘customary and reasonable’ hospital costs abroad. Very few pay for your medical evacuation back to the United States. The cost may exceed $250,000, depending on your location and medical condition.” 

Considering the potentially high costs of such situations, travel insurance that has medical coverage can be vital to saving you from very large personal expenses.