Travel Insurance For Children

Travel insurance for children is an important consideration when planning a family vacation. They bring joy and create lasting memories, but traveling with the little ones can be a tiring task. While the idea of traveling with family and kids can be challenging, the right approach can transform your journey into a magical one. 

At AXA, we understand the importance of traveling with family members, especially children and protecting them during family trips. That is why we want to provide you with a few tips on how to make your trip a pleasant one for all your family members. Do not despair; a few basic adjustments can turn a stressful journey into quality family time. 

With the help of this guide, you will get to know why travel insurance for children is important, what features you need to look for, and some important travel tips for families who are traveling with their kids.  
 

Why Travel Insurance for Children is Essential 

Travel insurance for kids is a part of family travel insurance policies which makes sure that your kids and family members are protected while on a journey. Below are some of the expenses that your travel insurance bears when traveling with family. 

Medical Coverage for Unexpected Health Expenses 

Family Travel insurance offers medical expense coverage and medical treatment in any unexpected situations. If any of your family members or children have any pre-existing medical conditions, make sure to check if it is covered while you purchase travel insurance. Travel insurance for kids and families offers travel medical insurance, including emergency medical coverage, emergency transportation, 24/7 emergency assistance, and more on your trip. 

Trip Disruptions 

Travel plans can be easily interrupted or changed for many reasons, such as flight delays, trip cancellations, or any unexpected emergency circumstances related to your kids. Family travel insurance offer coverage for such spoilers and covers nonrefundable trip payments, initial trip deposits, and additional costs. 

Lost or Delayed Luggage 

In case you lose your child's luggage while on a family trip, this coverage may help you with lost baggage and reimbursement for essentials such as clothing and medicines. This coverage cuts down any additional costs while you are busy exploring multiple destinations with your kids and family. In fact, any non-refundable trip payments are also generally included if you own a travel insurance policy suitable as per your travel requirements. 
 

How to Choose the Right Family Travel Insurance Policy 

Getting the right travel insurance for families with adult children or young kids can be a difficult task, especially if you are considering factors such as travel insurance for children traveling alone or with medical conditions. 

Make sure that you consider the age, destination, activities, and specific needs like any pre-existing medical conditions. Compare family travel insurance policies on the basis of coverage limits, exclusions, and benefits offered by different travel insurance companies. Check reviews and understand all the exclusions and inclusions as it may help you to choose the travel insurance policy that aligns with your travel plans. The right policy makes sure that your family is protected during any trip. 

Travel Tips for Parents Traveling with Children 

When you travel with children, you can be in situations that might be difficult for your children to deal with. So, make sure that you consider the below travel tips for a smooth and happy journey. 

Choosing the Right Flight Time 

It is a common misconception that traveling during the daytime is best for kids. When traveling with children from infants to toddlers, we must keep in mind that they tend to follow their routines. This brings them comfort and consistency. Therefore, taking an overnight flight would be the best option. Your children will likely spend the entire journey asleep. 

Ear Protection 

If you are traveling with small children under the age of two, there will be no easy way of explaining what the pain due to pressure in their ears is. That is why we advise parents to keep a bottle at hand filled with juice or milk. If the child is still breastfeeding, start right before takeoff and landing if they are awake. Drinking liquids will help equalize the pressure in their ears and lessen the discomfort. 

Entertainment 

If you were not able to take an overnight flight, keep in mind that children tend to get bored very easily, so do not forget to bring your little one's favorite toy, coloring books, or favorite movie downloaded to a tablet or mobile device. If you carry the things you know your child likes, they are less likely to have a tantrum on the plane. 

The Seats 

We suggest that when given the option, book the first available seats in the aircraft. This will save you the hassle of having to carry your kids all the way to the back of the plane, and you will also be closer to the lavatory. Another trick would be to reserve the window and aisle seats, as you will be less likely to have someone booked in between unless it is a sold-out flight, in which case you can ask to switch. 

Clothing  

Dress the children in their most comfortable clothes, and remember to carry extra clothes with you in case of spills or accidents.  Another good idea would be to pack your child’s favorite blanket to add extra comfort. If you forget, no worries, ask your flight attendant. They usually keep extra blankets for use during your flight. 

Snacks 

Most flights provide pretzels and peanuts on short flights, while longer flights may provide a small meal or snacks. However, this is not assured by the airline. So, to avoid a tantrum, we suggest bringing with you some of your child’s favorite snacks that are not liquid. 

Conclusion 

We hope you find these tips useful if you are planning a future trip. At AXA, we offer travel insurance for children, individuals, and families with many coverages, such as medical emergencies, pre-existing conditions, adventure sports, medical evacuation, trip cancellation, etc., to help take care of you and your family during your travels. 

We wish you an excellent trip!