Travel Insurance is Mandatory for Which Countries

When planning an international trip, the question that arises many times is that travel insurance is mandatory for which countries? While having travel insurance is not mandatory for every destination, some countries have specific requirements that include proof of travel medical insurance coverage. 

This article will let you know about the countries that require mandatory travel insurance coverage to visit. 

Countries that Require Travel Insurance to Visit 

Purchasing a travel insurance policy is not mandatory when you travel abroad, but the reality is that an accident in a foreign country may come with much higher medical bills than a travel protection plan would cost. Access to medical care may also be limited if you do not have valid travel medical insurance that offers coverage for necessary medical expenses overseas. 

At AXA, we want you to make sure you are protected while traveling. The U.S. Department of State strongly advises purchasing supplemental coverage for travel overseas to several countries, including those listed below. 

RUSSIA 

If you want to visit this country as a tourist, you will have to apply for a tourist visa, which requires proof of valid travel medical insurance for your entire stay. One of the documents required when applying for your visa to enter Russia is proof of a valid medical insurance policy that meets the mandatory travel insurance requirements. It’s essential to purchase medical insurance that offers coverage for any medical emergencies and medical expenses during your stay to comply with the country’s visa requirements. 

CHINA 

Being one of the largest and most densely populated countries, China has a very complicated health system, where a tourist, if not properly covered, could wait a long time before receiving medical care. If you're planning to visit China and see iconic sites like the Great Wall, it is highly suggested that you purchase a travel health insurance plan that provides emergency medical coverage and medical evacuation benefits.  

This type of travel insurance ensures you are covered for medical expenses and unexpected medical emergencies during your stay, especially if you are in a more remote location with limited access to healthcare services. 
 

ECUADOR 

If you want to enjoy its beautiful landscapes, breathtaking jungle, and beautiful tropical landscapes, consider purchasing supplemental insurance with coverage for medical evacuation, regardless of whether you arrive through a port, a border, or by air. 

Travel insurance coverage that includes emergency medical evacuation ensures you're protected in case of unexpected medical emergencies. 

AUSTRALIA 

The cost of health care in Australia may be higher compared to the United States. According to travel.state.gov, “serious medical problems requiring hospitalization and/or medical evacuation to the United States can cost hundreds of thousands of dollars.” 

If you want to see Sydney, the Great Barrier Reef, Uluru, Elephant Rock, or even a glimpse of the Koala up close, do not forget to purchase travel insurance valid for medical benefits, trip interruption, baggage delays, and more. 

Conclusion  

Countries such as those in the Schengen Area also require medical insurance coverage if you will be traveling over a certain period of time. You are suggested to research the requirements for each country to which you are traveling. 

A good trip starts with your travel protection plan in hand. AXA travel insurance company offers travel medical insurance, trip cancellation, outdoor activities coverage, and more that will assist you well on your vacation.