Golf enthusiasts, have you ever scheduled tee time only for Mother Nature to rain on your parade? Has the golf course ever temporarily closed due to bad weather, and you cannot complete your round? Well! A golf trip is an exciting venture for many, but sometimes, you may experience disappointment because of unpredictable weather and unexpected course closures. So, to avoid such tragic situations, you must add golf travel insurance along with a standard travel insurance policy to recover from losses from such uncertainties.  

Fortunately, the golf cover or lost golf rounds from AXA Travel Protection will have you hitting the green with confidence. 
 

Know The Reimbursements For Your Lost Golf Rounds  

Nothing can be more frustrating than missing out on a round for a golfer because of any sudden closure or unexpected weather conditions. So, here is the deal: We can reimburse you for the value of your pre-paid golf tickets or green fees if you cannot complete nine holes out of an eighteen-hole course on a golf day that goes south due to course closure. Let’s look at some other conditions that need to be fulfilled to get the maximum amount of coverage. 

Conditions for Reimbursement  

(a) Advanced Reservation: You must have made a confirmed reservation and paid a deposit 48 hours ( 2 days) before playing golf. In other words, you must do more than showing up and expect a refund.  

(b) Weather Delay: The golf course must temporarily close because of bad weather, which results in you being unable to play. However, you may be eligible for lost rounds during your golfing holiday if you didn’t play for at least three hours. If the weather takes a turn and there is a possibility to continue the game, you won’t be eligible to claim reimbursement.  

(c) No Refunds or Credits: The golf course management does not offer you a refund or credit for the lost round. It may also include non-refundable green fees. If they do, you can not double dip by claiming from your golf travel insurance policy and become ineligible to claim the coverage to play golf again. 

(d) No Delays Caused by You: There is forever a reserved time for every player. So, make sure that you and your golfing friends are not responsible for any delays by arriving late or taking forever to start your round. This can be the reason for the denial of your reimbursement for your lost golf round. 

(e) Warm Weather: Your reservation must be during your trip, and the date should have historically seen temperatures above 60°F (15°C) at noon, within 20 miles of the course.  

This condition ensures that you are not trying to claim compensation for playing in freezing conditions.  

*All conditions must be properly covered under the travel plans for reimbursement to apply  
 

Pro-Rated Value for Package Deals  

If you have purchased a package of multiple golf rounds and one gets ruined due to bad weather, your travel insurance plans will help to calculate the value of the lost game proportionally. In other words, you may be refunded for the one round that went south.  

Documentation is Key  

To qualify for this benefit, you will need to provide both documents:  

1.) A copy of your pre-paid golf reservation and receipt. 
2.) A report from the resort or golf course management stating the date, time, duration, and reason for the closure. 
 

What Else Does AXA Golf Travel Insurance Cover? 

With golf travel insurance, you can focus on your game, knowing that your golf equipment is protected from unexpected setbacks. AXA travel insurance offers sports coverage under the AXA Platinum, where you will get higher coverage for your travel, emergency medical, sports, and additional unforeseen expenses.  

For lost golf rounds, you can have coverage of up to $500. Also, you may have benefits to recover for loss of golf gear, such as your own clubs, golf cart, and expensive equipment like golf bags, under the sports equipment rentals for up to $1000. 

In case of baggage loss, including golf shoes or balls or other equipment lost, stolen, or damaged during the journey, travel insurance can help cover repair or rental reservations so you can continue your adventure as planned. 

Other than golf travel insurance or lost golf rounds, AXA travel protection plans also cover trip cancellation coverage if you need to cancel your golf trip at the last minute because of any health-related issue, pre-existing medical conditions, or family emergency. If your flight is delayed or other interruption impacts your travel, AXA travel protection plans include baggage cover, flight delays, and trip interruptions.  

Moreover, if you face a medical emergency during your trip, AXA travel insurance gives you medical coverage. This will help you against the costs of medical care or even emergency transport if you injure yourself while playing golf in another country. Be clear about any pre existing medical conditions, as they might not be covered for medical assistance if not declared when purchasing a travel insurance policy. 

You may also seek personal liability insurance with travel insurance in case you are held responsible for any third-party property damage, such as a wayward shot hitting another golfer’s equipment or damaging course property. However, you need to confirm it with your insurer first to know if you are eligible for the coverage or not. 
 

In a Nutshell   

If you have planned a golf vacation, pre-paid for it, and stormy weather or a course closure ruins your plans, this benefit can help you get your money back up to a specific limit. Follow the rules, keep your documents in order, and check the policy details well. Remember, the travel insurance plan will not cover delays you caused or refunds offered by the golf course.