Medical Expense and Evacuation Repatriation
Here’s why you must go for Emergency Medical Evacuation Insurance for your trip and how it can get you access to immediate medical assistance and safe transport during unexpected situations.
Medical Expense and Evacuation Repatriation
When exploring the world, the last thing you want to consider is a medical emergency. That is why AXA Travel Insurance offers you reliable support when you need it most. Our travel coverage covers you against unexpected medical situations, including Emergency Evacuations and more. Let us get into the details to understand how AXA Travel Insurance has your back in times of need.
Covering Emergency Evacuations
Life is unpredictable, and accidents or sickness can strike even during your travels. That is why AXA Travel Insurance offers coverage for emergency evacuations. If you suffer from an accidental injury or illness during your trip that requires immediate medical attention, we have you covered.
What is included in Medical Evacuation Expenses?
AXA Travel Insurance covers reasonable and customary expenses related to your emergency evacuation. This includes necessary transportation, medical services and supplies required during evacuation. We are committed to getting you to safety using the most direct and cost-effective route possible.
Transportation Details
Transportation arrangements are made with precision and care. We ensure that the attending physician recommends medical repatriation, complies with conveyance regulations, and is authorized in advance by us or our authorized travel assistance company.
What is an Emergency Evacuation?
In the event of an accidental injury or sickness that warrants immediate emergency transportation from a location, emergency medical evacuation coverage is deployed to rescue or treat the patient. These services are designed to transport the affected individual to a suitable medical facility for treatment or rescue purposes.
Understanding Emergency Evacuation
Emergency Evacuation might sound daunting, but it is designed to ensure your well-being. Here is what it means:
Hospital-to-Hospital Transport: We have your back if your medical condition requires swift transfer from the initial hospital where you received treatment to the nearest adequate medical facility that can provide suitable medical care.
Returning Home for Further Treatment: If your situation demands it, we will organize transportation for you to return home after treatment so you can continue recovery or receive further medical attention.
Combination of Both: Sometimes, circumstances call for a variety of the above situations. We are here to make sure your evacuation needs are met.
What If You Need Long-Term Medical Care Abroad?
If you need long-term medical care or rehabilitation while traveling abroad and can’t get back home right away, AXA’s Medical Expense and Evacuation Repatriation Travel Insurance benefit can offer coverage for you. If your medical condition requires extended treatment, AXA can provide assistance with local medical providers to get you the care you need. This can include hospital stays, special treatments and rehabilitation services.
If you can’t get back home, the policy will continue to cover approved treatments until you’re stable enough to travel back. AXA will coordinate with medical professionals and keep your family informed of your progress and any decisions about your ongoing treatment. In some cases, medical evacuation to a more suitable facility may be arranged, either in the country you’re in or back home when necessary.
Is Emergency Evacuation necessary?
Whether you need emergency medical evacuation insurance or not for your travel depends on various factors, including the nature of your trip, your travel destination, and your personal preferences.All three of AXA’s travel plans include Emergency Evacuation coverage. Maximum coverage per person is up to:
Silver
Maximum Benefit: $100,000Hospital Companion: $10,000
Gold
Maximum Benefit: $500,000Hospital Companion: $10,000
Platinum
Maximum Benefit: $1,000,000
Hospital Companion: $10,000
File for a Free Quote to see the full range of coverage details.
Common Exclusions in Medical Evacuation Insurance
Some policies may not cover pre-existing medical conditions unless they were disclosed and covered at the time the policy was purchased. For example, if you have a heart condition that wasn’t reported and need emergency care related to that, it may not be eligible for coverage under the policy.
Injuries resulting from reckless behavior, such as extreme sports without proper coverage or intentional self-harm, are often excluded. If you engage in risky activities without the appropriate insurance add-ons. If injuries are the result of substance abuse, the policy won’t cover evacuation or medical treatment costs.
Emergency Evacuation FAQs
Who should I call during an Emergency Evacuation?
If you experience a medical emergency during your travels, contact your local emergency services.
Then call AXA’s 24/7 emergency services: 855-327-1442
Transportation of Minor Children and Hospital Companions
Your loved ones are important to us too. If you are expected to be in the hospital for over seven days following a covered emergency evacuation or if the worst occurs and you pass away during your trip, medical evacuation coverage from AXA Travel Insurance can ensure the safe return of your unattended minor child(ren) (under the age of eighteen (18)) who accompanied you on the trip. They will be taken to the domicile of a person nominated by you or your next of kin, with an attendant if needed.
For those times when you find yourself alone in a hospital for more than seven consecutive days due to an accidental injury or sickness, we will arrange for a companion of your choice to visit you once.
This person will be provided with necessary emergency transportation, authorized and organized by us while adhering to the applicable guidelines.
How to get a Travel Protection Quote
Receive a free quote within minutes
Or call us at 855-327-1441 to speak with our licensed Travel Insurance Advisors.
Monday-Saturday, 8AM-7PM Central Time
Disclaimer:
It is important to note that the specifics for Emergency Evacuation will depend on the policy selected, date of purchase, destination, and state of residency. Customers are advised to carefully review the terms and conditions of their policy, and to contact AXA Partners with any questions or concerns they may have.
